It happens with almost every home purchase – you buy a home warranty to cover the expenses of repairs to expensive equipment and appliances in your home. Many times, this is included by default with your purchase. Other times, a buyer might purchase this on their own. There are tons of companies out there with mixed reviews, and even the most informed consumer can get ripped off. It happened to me.

Think back to the time before caller ID and recall the frustration of not knowing who was on the other end of the receiver before you answered. Well, that same issue carried on a few more decades for your front door until the SkyBell (www.SkyBell.com) team decided to fix that problem. Unfortunately, the first generation of the SkyBell didn't do it so well. The product had issue after issue -- from delayed shipments, to product features that weren't actually available, to just plain old functionality problems. It wasn't great.

Tim McCrary from Alliance Realty & Development brings us his latest installment of "Let's Talk Real Estate" featuring Molly Busacca from Secure Systems.

Have you ever thought about purchasing a HUD home? Are you a realtor looking for a little education on the subject? If you said yes to either of these questions, you should attend the upcoming class!